IRAs & Retirement Plans
There are several different types of IRAs, including traditional IRAs, Roth IRAs, SEP IRAs, and Simple IRAs. Roth and Traditional IRAs offer tax advantages for retirement savings. Small-business retirement plans can offer tax-deductible contributions and tax-deferred growth opportunities.
Professionally managed mutual funds are a practical, cost efficient way to build a diversified portfolio of stocks, bonds and other securities. Choose from thousands of available mutual funds to create your customized portfolio.
Stocks & Exchange Traded Funds (ETFs)
Stocks and ETFs can play a role in long-term and short-term investment strategies.
Bonds are a debt security that can provide a predictable income stream. You have access to a wide variety of bonds to help diversify your investment portfolio.
A college education is often the third biggest financial goal for a family, behind retirement and buying a house. Options for saving for your children’s, grandchildren’s or your education include 529 plans and Coverdell Education Savings Accounts that offer a variety of features and benefits including certain tax and contribution advantages.
Real Estate and Alternative Investments
We can offer a wide variety of alternative investments, including domestic and global real estate that may help you diversify your portfolio.
A managed account provides access to investment professionals that select and monitor investments based on your investing goals and needs.
Structured products are bundled investments often designed to provide principal protection with market exposure. Some may only offer partial protection or even none at all. They are also known as market-linked investments.
A solid investment for your cash reserve needs. Certificates offer guaranteed rates and principal.
Unit Investment Trusts (UITs)
UITs are professionally-selected securities in a passively managed portfolio that offer access to a variety of investing styles, sectors and asset classes. They differ from mutual funds in that they have fixed number of shares and don’t utilize active investment managers.
Options are complex and sophisticated investments that give the holder the right or the obligation to buy or sell securities at a predetermined price within a set period of time. Traders use options to speculate while hedgers use options to reduce the risk of holding an asset.